If you wonder what products I recommend - here’s a bunch.
Saving
Become mortgage-free faster:
Sprive
Overpaying my mortgage has never been easier. Sprive will analyse your spending and suggest the best overpayment amount for you. And if you want to make whenever-I-can payments instead, it will immediately show you how much you’re saving in interest (so motivating!) and delight you with its human-friendly usability. /Get £5 when you sign up/
Octopus Energy
I’ve been a fan of Octopus since day 1. Their prices are competitive, you have an option to go green(er) and you can win credit towards your bills every time you submit your meter readings (and it’s fun!). /Get £50 credit on sign up/
Quidco
I use Quidco when getting insurance, arranging holidays, shopping for groceries online and much much more. It gives me cashback on shopping I would have done anyway. Love it!
American Express:
Platinum Everyday
This card made me over £250 in 2021 - and it was my year of very few expenses.
Highlight features: no annual fee, £10 cashback on sign up, 5% cashback (up to £100) within the first 3 months, 0.5% cashback on spend up to £10,000, 1% cashback on spend above £10,001
Honey
Get best deals with this excellent browser extension. And no, it’s not only because of their name;)
Save on banking:
Monzo
I use Monzo for my personal savings - their pots are excellent for that. I also use it with my partner - their joint account makes it super easy to make spending plans for fun times together. /Get £5 when you sign up and make a card payment within a month/
Save on mobile:
Lebara
I’ve used their SIM only plans for years and, in my experience, they have no equal. /Get 50% off for first 3 months/
Zamat pillows
I use the NekGenic pillow and it works magic on my neck and shoulders. If you value comfortable sleep - Zamat pillows are awesome. /Get 15% off all Zamat pillows with code HONEY15/
Investing
Trading 212
Offers most flexibility when you want to invest in both funds and stocks. Commission-free. Available in close to 40 countries. /Get a free share worth up to £100 when you sign up. Use the word “HONEYS”/
Invest Engine
The best value in terms of fees, diversity and features, when you want to invest in ETFs (hint: you do) and love passive investing. (Welcome Bonus of up to £50, £100 investment required, T&Cs apply)
Business
Crunch Accounting
I’ve used Crunch for over 10 years now. Intuitive software, great customer service, bookkeeping and payroll in one place, add-ons when needed, plenty of discounts on other services. They even hooked me up with mortgage advisors specialising in mortgages for the self-employed - priceless. /Get £25 in Amazon vouchers upon joining/
Tax Scouts
Your go-to tax experts. /10% off the first service/
Squarespace
When I wanted an easy to use and mobile-optimised website that looks great, I tried a few companies. Only Squarespace passed the test. Give it a go - you won’t regret it.