The best 3 financial pieces of advice I live by
Today I'd like to talk about 3 pieces of financial advice that I'm following right now. They're not exactly what you'd expect - no asset allocation and the hottest crypto. But rules that shape my actions and result in better financial outcomes.
Six months of time freedom - my verdict
Back in April, I finished a very long and rather exhausting full-time design contract. And normally, I’d jump right into the next one. In fact, I was already interviewing when I realised that actually, I’d rather take some time off.
Remortgaging in 2022 - here’s what I learnt
We’re in the middle of an interest rate storm and today I’ll talk about my mortgage - a brief past, present and future if you like with three tips based on my mistakes, learnings and mindset. Let’s go!
10 things I cut out from my budget and don’t miss
In the beginning of my financial freedom journey, I had NO IDEA where my money’d gone. With time, that has changed and so has my spending. Things I used to budget for, sometimes slowly and sometimes quite abruptly disappeared from my spending plan. And so today, I’ll take a look at the things I cut out from my budget and don’t miss anymore.
You wish you had started investing earlier?
The most common sentence uttered by investors? I wish I had started earlier! I see it in so many comments on my YouTube channel... and it always makes me a bit sad. Because to type that up, possibly multiple times, on other money channels as well as mine, means one thing: living with a sense of regret. And so, today's post is for those of you who think of investing and, most often than not, say: I wish I had started earlier.
Why I’m not into extreme frugality
Let's talk about extreme frugality today. For many people, frugality is their second nature. To me, it's pretty much being sensible with money, welcomed and kind of expected, considering my journey to Financial Freedom. If you're on the same journey - you know the deal. Lower your expenses and increase your income to accelerate your expedition. I was born a semi-minimalist, stuff in general doesn't impress or tempt me much, I don't like waste, don't care about travelling business class and never felt awkward bringing my lunch to work. But extreme frugality... is not for me. Let me tell you why.
Some stuff you have and I don’t
Believe it or not, it's much easier to have some disposable income to save and invest when you don't buy stuff. Today a light text about some things you most likely have but I don't.