The best 3 financial pieces of advice I live by
Today I'd like to talk about 3 pieces of financial advice that I'm following right now. They're not exactly what you'd expect - no asset allocation and the hottest crypto. But rules that shape my actions and result in better financial outcomes.
Six months of time freedom - my verdict
Back in April, I finished a very long and rather exhausting full-time design contract. And normally, I’d jump right into the next one. In fact, I was already interviewing when I realised that actually, I’d rather take some time off.
Remortgaging in 2022 - here’s what I learnt
We’re in the middle of an interest rate storm and today I’ll talk about my mortgage - a brief past, present and future if you like with three tips based on my mistakes, learnings and mindset. Let’s go!
10 things I cut out from my budget and don’t miss
In the beginning of my financial freedom journey, I had NO IDEA where my money’d gone. With time, that has changed and so has my spending. Things I used to budget for, sometimes slowly and sometimes quite abruptly disappeared from my spending plan. And so today, I’ll take a look at the things I cut out from my budget and don’t miss anymore.
How to invest your first 1000
One thousand pounds is a lot of money. It takes effort to save it and the last thing you want to do with it is to let the Cookie Monster - inflation - eat that dough. Which means you want to put it to work - invest it. Let me share with you today how you could invest that kind of money today.
You wish you had started investing earlier?
The most common sentence uttered by investors? I wish I had started earlier! I see it in so many comments on my YouTube channel... and it always makes me a bit sad. Because to type that up, possibly multiple times, on other money channels as well as mine, means one thing: living with a sense of regret. And so, today's post is for those of you who think of investing and, most often than not, say: I wish I had started earlier.
Too old to start your Financial Freedom journey?
Financial Freedom is promoted by younger and younger generations. And when you’re not in your twenties, say you’re in your forties, fifties or sixties… and you see all those wrinkle-free, enthusiastic faces on social media, maybe not on TikTok but on YouTube, you might feel that it’s loo late for you and that you missed the boat. And that could essentially cause so much apathy that you will give up before you start. And you know what? I disagree with this kind of attitude so today I’d like to talk about what to do when you feel exactly like that - discouraged, too old to give it a go and transform your financial life.
Why I’m not into extreme frugality
Let's talk about extreme frugality today. For many people, frugality is their second nature. To me, it's pretty much being sensible with money, welcomed and kind of expected, considering my journey to Financial Freedom. If you're on the same journey - you know the deal. Lower your expenses and increase your income to accelerate your expedition. I was born a semi-minimalist, stuff in general doesn't impress or tempt me much, I don't like waste, don't care about travelling business class and never felt awkward bringing my lunch to work. But extreme frugality... is not for me. Let me tell you why.